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Secured & Unsecured Business Loans

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Shaan Finance Ltd offers both secured and unsecured business loans designed to meet the unique funding needs of entrepreneurs, SMEs, and growing businesses. Whether you want to expand operations, purchase equipment, or cover working capital, we have flexible loan solutions for you.

Our secured business loans allow you to borrow higher amounts at lower interest rates against collateral. With unsecured loans, you can access quick funds without pledging any asset.

Basic Eligibility Criteria

  • Applicant must be between 21–60 years of age
  • Business should be operational for at least 2 years
  • Minimum annual income of ₹3.60 Lakhs
  • Valid business registration and financial statements

Documents Required

  • KYC documents (PAN, Aadhaar, Passport, Driving License)
  • Business registration certificate / GST certificate
  • Bank statements of last 6 months
  • IT returns / financial statements
  • Collateral documents (for secured loans only)

Key Features

Quick Processing

Fast approvals and disbursals, ensuring funds reach your business within 24–48 hours after verification.

Flexible Options

Choose between secured (lower rates, higher amounts) or unsecured (collateral-free, quick funds) loans as per your need.

High Loan Amounts

Get loan amounts up to ₹50 Lakhs depending on your eligibility and business performance.

No Hidden Charges

Transparent process with fixed EMI options, ensuring you pay only what you borrow – no surprises.

work process

Steps Toward Making Your
Dreams a Reality

01
Application

Customer login,

Partner API

02
KYC

U/w Scorecard,

Bureau & Banking API

03
Agreement

eKYC & eSign,

eMandate

04
Disbursement

Auto verification,

Direct credit to your account

EMI Calculator

Plan your repayment with our easy-to-use EMI calculator
EMI Calculator
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